Associate, treasury solutions - financial institutions, global transaction banking

Lieu de travail:

Canada

Horaire:

37.5

Secteur d’activité:

Valeurs Mobilières TD

Description du poste:

TD Securities ("TDS") is one of the world's leading wholesale banks with operations spread across 15 locations. TDS is a top-two dealer in Canada with a growing US business and global execution capabilities and is a full-service provider of capital markets and corporate and investment banking products.

Global Transaction Banking ("GTB") is comprised of four business lines: Corporate Cash Management ("CCM"), Financial Institutions ("FI"), Global Trade Finance ("GTF") and Export Agency Finance ("EAF"). Key support functions include: Credit Structuring, Product and Client Solutions, Business Intelligence and Business Risk / Control.

GTB is a key growth business within TDS offering innovative solutions and treasury advisory services on large and complex liquidity, payments and trade needs. Over the last decade, we have seen unprecedented levels of innovation within our industry which GTB continually adapts to meet our client's needs. GTB is highly integrated within TDS and TD Bank Financial Group and works in close partnership with Risk, Operations, Legal, GAML, and Treasury and Balance Sheet Management.

Global Transaction Banking, Financial Institutions Team

Financial Institutions provides Canadian payment clearing and settlement services to financial institutions globally who fall within our strategy and risk appetite. As an integral team member in FI coverage, you will have responsibility for managing product profitability, provide exceptional client servicing, act as first line of defense for risk and Internal compliance, as well as support a broader TDS wide client relationship management mandate.

Job Scope

The Associate will report to a Managing Director in the Financial Institutions division in Global Transaction Banking. Accountabilities for the Associate role includes (but not limited to):

• A client facing role supporting the origination team providing account and relationship management of existing FI clients.
• Understanding the overall TDS client origination strategy across Markets and Corporate & Investment Banking.
• Support activity to increase sales revenue by adding new clients and increasing the penetration and profitability of GTB FI products and services.
• Attend client pitches with GTB team members and other TDS calling officers.
• Work closely with GTB Relationship Managers to complete RFPs, pitch decks, briefing notes and call reports.
• Ability to perform detailed analysis and see the bigger picture, using empirical data to inform decision-making.
• Engage regularly with clients attending formal meetings and social events to develop and deepen relationships with clients and prospects.
• Support the sales process and the relationship build out strategy for clients and prospects.
• Works closely with the Relationship Manager, Regional Head, Global Head and provides support in all aspects related to the business, including administrative, transactional and relationship management related activities.
• Addressing client escalations with urgency while maintaining the highest level of service and support throughout the process.
• Significant focus on credit and operational risk control and management.
• Assist to manage/monitor payment activities to ensure established GTB credit lines are not breached, and request credit limit increases (temporary or permanent) where appropriate.
• Assist in annual and new client KYC review, documentation collection and signoff.
• Ensure monthly billing is accurately completed for fee collection, interest charges/payments.
• Work closely with other partners within TD Securities (U.S. and Canada) including: Investment Banking, Credit Origination, Credit Management, Foreign Exchange, Money Markets, among others.
• Liaise and maintain positive working relationships with Global Operations Banking Services, across teams within GTB (i.e., Product Management, Compliance, Network Management) and various business groups throughout TD Securities.
• Support the onboarding of GTB clients, including a detailed understanding of the know your customer and anti-money laundering policies and frameworks.
• Manage the implementation of new products and services, including negotiation of legal documents.
• Maintain adherence to GTB specific credit facilities, including liaison with credit management and risk management functions.
• Continuously learn about new and innovative GTB products and services.
• Full understanding and adherence to the Bank’s AML policies and procedures are required.

Job Requirements

• Excellent communication skills and strong business, finance, mathematics and quantitative analysis skills, or relevant experience.
• Possess a high EQ.
• Client support experience at the corporate/institutional level is of high interest.
• Experience and/or knowledge of Global Transaction Businesses.
• Ability to work effectively in both independent and team environments.
• Knowledge of Credit administration and procedures (CAIRO) is an asset.
• Knowledge of the technology and operations involved in wire payments, paper clearing and the Canadian Payments settlement system more broadly is an asset.
• Effective organizational skills and flexibility for adapting to changing priorities.
• Strong work ethic and commitment to business goals and high professional standards.
• Self-starter with a positive attitude and creative problem-solver.
• A people person who thrives on social interaction.
• Advanced analytical and data manipulation skills.
• Sound knowledge of MS Office applications (Word/Excel/Access/Powerpoint).
• Undergraduate or graduate degree, with strong academics.
• Industry experience and accreditations (CFA, CTP, etc.) are highly desirable.