Line 1 Senior Risk Manager

We are seeking an enthusiastic Line 1 Senior Risk Manager looking to further their career in the Banking and Finance industry.

Reporting directly to the Chief Operating Officer, the Line 1 Senior Risk Manager will be pivotal in enhancing the operational risk and compliance functions of BNK’s lending and banking operations functions to ensure that regulatory requirements are met and risk and compliance is embedded in our operational teams.

What you will bring

• Minimum 10 years’ experience in the financial services industry including at least 5 years in a risk management role.
• Deep working knowledge of Credit Risk and Responsible Lending.
• Demonstrated understanding of regulatory requirements applying to the financial services sector including APRA, ASX and ASIC regulations and legislation.
• Bachelor’s degree in business/finance/economics/law or other relevant discipline.
• Excellent problem solving and observational skills, with the ability to identify and provide trusted advice on risk matters.
• Demonstrated ability to be detail-focused and able to explain issues and concepts clearly, both verbally and in writing.

Key Responsibilities

• Advise, review, challenge and lead Line 1 compliance and risk management functions.
• Develop, implement and administer simple and easy to understand policies and procedures for Line 1 functions which focuses employees on incorporating compliance and risk management into their day to day activities in an efficient and cost effective manner.
• Lead Line 1 audit activity including preparation, participation, review and follow up of findings.
• Implement the Risk Management Framework to ensure that risk management and compliance are embedded within the culture of the company.
• Take ownership of the hindsight framework including loan reviews; and complete deposit and lending broker reviews including AML/KYC.

About BNK

We offer simple and easy to understand deposit accounts and mortgages under a number of brands: Goldfields Money, complemented by the Better Choice Home Loans brand, distributed via mortgage brokers nationally. This unique combination allows us to develop competitive products that meet its changing customer needs, leveraging its low-cost, technology-driven model.

We are focused on becoming a challenger bank of scale through building its product portfolio, growing its diversified distribution network, and pursuing technology enabled partnering opportunities.

Why you will love working at BNK Bank

• The BNK Culture, specifically the positive vibes, capability and enthusiasm in the business which is apparent from the moment you walk through the door.
• Central Surfers Paradise office based with flexible working arrangements available including work from home options.
• Collaborative team environment where colleagues work together to leverage their strengths so that they can help more customers achieve their banking goals.

BNK Culture

Our culture is all about teamwork and is underpinned by our 5 core values:

• Work hard -Successful people have a special trait, they work hard, they don’t give up, they learn from failure and then they succeed on purpose.
• Innovation -Think big, remain flexible, stay ahead of the curve and get the job done.
• Trust -Protect the trust we build with our customers and each other. It is hard to build and easy to lose.
• Humility -Let others shine by helping them achieve more than they thought was possible.
• Unity -We are in this together, even when the going gets tough.

How do your skills match this job?

Your application will include the following questions:

• How many years' experience do you have as a Risk Manager?
• Which of the following statements best describes your right to work in Australia?
• How many years' experience do you have as a Risk and Compliance Manager?
• How many years' experience do you have in the financial services industry?
• Have you completed a qualification in business?
• What's your expected annual base salary?
• How much notice are you required to give your current employer?
• How many years' experience do you have as a Risk Professional?