Senior Relationship Officer Business Banking Bilingual English Arabic speaker

Senior Relationship Officer Business Banking Bilingual English Arabic speaker

Role Title: Senior Relationship Officer-Business Banking-Bilingual (English & Arabic) speaker
Work Location: FUJAIRAH, UAE
Role Type: Outsourced, Full Time, On-Site, Long Term
Industry: Banking
Benefits: Visa and Medical Insurance

Mandatory Requirements:
- Bilingual (English & Arabic) speaker
- Bachelors in Finance and Accounting
- Minimum 2 years of experience in SME banking and liability sales

Role Summary:
To open profitable non-borrowing accounts and to grow institutional liability base through sourcing of Conventional and Islamic deposits and CASA balances in accordance with the policy and procedure of Bank's compliance and risk department.

Responsibilities:
- To open minimum 08 Nos. of non-borrowing accounts in a month
- Adhere to and achieve the liability / Forex / Operating income targets from the new Bookings
- To grow the Liability base of Conventional and Islamic Deposits and CASA balances.
- Ensure immediate processing of applications received from customers.
- Ensuring account opening processes are in accordance with the policy and procedures of Bank's compliance and Risk appetite statement.
- Should have complete knowledge of Liability products and offerings including Cash management Products.
- Cross-sell FX to potential customers to ensure maximum wallet share and liaise with Treasury Dept. to refer such customers.
- To be aware of products offered in the market by competitors and provide constructive feedback on product, process and service improvement.
- Ensure that the requisite Operating Income and Average balance targets are achieved from Existing and New to Bank Customers.
- Ensure careful review of the CPV reports in liaison with RM and address any findings on the CPV report prior to onboarding the account.
- Compliance with Bank Policies and procedures.
- Proper scrutiny of documents and AML alerts.
- Up-to-date Housekeeping matters and KYC renewals.
- Impart on-the-job training to colleagues.
- Timely preparation of call reports for all customer visits.
- Preparation of daily reports and statistics requested by line management.