Relationship Manager-Islamic Banking- Emirati Talent

Relationship Manager - Islamic Banking - Emirati Talent

Responsible for marketing solicitation of Islamic corporate relationships for both Assets & Liabilities. Directly responsible for handling Islamic Corporate borrowing portfolio growth, quality & profitability.

Key accountabilities:

• Monitor Credit quality of Islamic Portfolio for risk recognition & assigning proper risk rating for each relationship. Ensure quality of portfolio is satisfactory.
• Develop Marketing plan to identify corporate relationships within the accepted industries and having adequate knowledge of Islamic product offerings.
• Primary focus is on finding new business opportunities to sell the sharia compliant banking products and services and retaining and expanding existing relationships.
• Develop marketing plan & implement it as per agreed objectives in order to maximize profitability & achieve business growth.
• Be highly responsive to customer needs and ensure high level of satisfaction of corporates in portfolio.
• Ensure quality of portfolio is maintained with no direct credit losses. Stay informed and aware of developing trends in the market which may impact credit quality.
• Maximize profitability, achieve business growth and targeted market share as per objectives.
• Ensure client satisfaction in an environment where client needs are constantly changing.
• Participate in the team's strategy planning.
• Work closely with credit analyst team for new credit requests and renewals ensuring that all relevant financial and non-financial information is available to the underwriter. Prepare credit package if the relationship officer and credit analyst are not available.

Education:

• Bachelor's degree in Statistics or Accounting/Higher National Diploma for UAE National.
• A Master's degree in finance or related field or an MBA may be highly desirable.

Experience:

• Minimum 3-5 years of Islamic Corporate banking preferred, specifically knowledge of Islamic products and preparing proposals, performing customer analysis, developing marketing plans, managing assigned portfolio.

Other Skills required for the job:

• Analytical Ability
• High Proficiency in business writing
• Customer orientation
• Team player

Languages:

Exceptional Communication Skills (both verbal and written) in both Arabic and English.