Payments Architect

Job Responsibilities

• Broad experience in cards/merchant/wallet payment solutions.
• Expertise in building solutions with microservices, event-driven architecture, and cloud-native principles.
• Minimum 2 years of hands-on experience in Azure cloud services.
• Hands-on experience with Authorization, Clearing and Settlement Systems, Merchant Onboarding, Payout applications, and Cardholder (Issuing) Processing, Acquiring, and Payments.
• Understanding of card payments: issuers, acquirers, card schemes, interchange, and cardholder authentication.
• Knowledge of payments switching, routing, use of cryptography, PIN operations, and contact/contactless protocols.
• Familiarity with emerging payment technologies: Open Banking, new payment rails, digital payments, wallets, smart Point of Sale, ATMs, real-time cross border payments, blockchain-enabled crypto payments, central bank digital currencies, and data in payments.
• Knowledge of Fintech niches offerings in the payments value chain.
• Broad experience with technical modeling and documentation (Data Flow, Diagrams, Network Diagrams, Software Architecture Documents, etc.).
• Experience with PCI DSS and/or other corresponding payment security protocols.
• Ability to communicate about solutions and possible challenges on both conceptual and technical levels in speech and writing in English and preferably Arabic.