Officer - Central Credit Administration (UAE National Only)

Job Purpose

CCA team provides support function to various business units within the bank. Responsible for information input & update in the bank various systems as per the received instructions & within the predefined timeline scales, policies & procedures. Additionally, will be responsible for supervising the daily work among sub-divisions & to ensure the accomplishment of duties within the predefined timeline scales.

• Supervising the day-to-day operations including but not limited to authorizing limit activations/modifications, customer risk ratings updates, Interest rates at limits and account levels modifications, special tariff codes, customer attributes updates for conditions and related parties, linking & delinking of collaterals on Collateral module, admin extension date, limits blocking/sub allocation, collecting the facility arrangements fees, issuing balances confirmations and Liability/no liability Certificates, debiting the balance Confirmation charges, other certificates/letters charges and EOL charges, reversal transactions, renegotiation flags for classified clients, linking & de-linking companies under grouping structure.
• Issuing Credit reports to other banks & responding to Credit inquiries from other banks.
• Authorizing the scanned security documents into EDMS, removing and lodgement for the security documents and releasing security documents maintained under CCA custody.
• Management for Human Resources.
• Guiding the supervised staff & monitor their daily performance.

• Follow up on the progress for data integrity, data cleaning exercises & special assigned tasks.
• Manage the assignment of work among staff.
• Raise queries to IT department through the systems champion for any required resolution or clarification.

A minimum bachelor’s degree in a business related field or equivalent.

Educational Level: Bachelor degree in a business related field or equivalent.
Work Experience: A minimum 3 year’s prior experience in banking operations.
Specialist Skills/Competencies Required for the Role: Basic computer skills, an understanding of AML within the UAE and Central Bank regulations relating to transactional processing, good English language aptitude.

Customer Service - Service Delivery - Proficient
Transaction Processing and Control - Service Delivery - Advanced
Data Management - Service Delivery - Proficient
Product Knowledge and Documentation - Service Delivery - Proficient
Core and Regulatory Banking Systems - Service Delivery - Proficient
Process Re-engineering - Service Delivery - Basic
Policies and Procedures - Service Delivery - Advanced

Change and Innovation - Basic
Evaluating and Solving Challenges - Basic
Communication - Basic
Results Orientation - Basic
Working and collaborating with others - Basic