To ensure that the Bank in UAE maintains adequate credit risk controls and that it is fully compliant with all banking regulations and internal policies and procedures.
Key Tasks and Duties:
Preparation of Corporate Credit Reviews with acceptable quality of coverage, analysis and presentation.
Timely preparation of risk reviews.
Maintenance of Risk MIS.
Monitoring of the corporate portfolio, past dues / excesses, delinquencies, etc. and ensure that asset quality is within the approved bank standards.
Convene watchlist meetings and regularly monitor the staging of the accounts as per IFRS-9 guidelines.
Provide guidance on UAE credit policy matters based on local market environment and update the policy guidelines as per the required frequency.
Support the corporate division by ensuring timely approvals are provided for business proposals.
Interacting with Business, Risk, Legal, Operations and Compliance divisions to ensure that appropriate documentation, limits, central bank directives and risk mitigants are complied with.
Any other assignments given by the Line manager.
Qualifications:
Degree in a related field is essential.
A Master’s degree in a finance-related field is desirable.
Experience:
At least 10-12 years in Banking with at least 5 years in Risk management is essential. A good exposure to all aspects of credit across the Bank with proven ability in sound decision making and problem-solving skills is essential.