Manager- Coverage - Commercial Banking - EmiratizedRole

Key Accountabilities:

• Credit analysis analyzing audited financials and preparation of Credit Proposals.
• Onboarding and monitoring support for acquisition and management of Discretionary Lending customer portfolio for assigned Relationship Managers.
• Maintain accuracy on financial spreading and quality analysis and turnaround credit proposals within benchmarked timeframes.
• Follow up on origination and customer transactions.
• Follow all relevant departmental policies, processes, standard operating procedures, and instructions so that work is carried out in a controlled and consistent manner.
• Demonstrate compliance with the organization's values and ethics at all times to support the establishment of a value-driven culture within the bank.
• Contribute to the identification of opportunities for continuous improvement and sustainability of systems, processes, and practices considering global standards, productivity improvement, and cost reduction.
• Assist in the preparation of timely and accurate statements and reports to meet department requirements, policies, and quality standards.

Job Context:

• Assist the Relationship Managers with miscellaneous administration of the client portfolio ensuring all documentation and customer files are maintained in accordance with the bank's policies and procedures.
• Extract and analyze financial statements, cash flow forecasts, and other complex financial reports providing accurate assessments and preparation/recommendation of detailed credit submissions including identification of key risks and mitigants.
• Be highly alert to cross-sell opportunities identified by accessing clients' needs in order to develop strong relations with the customer and refer to appropriate specialists (Trade Finance, Cash Management, and Treasury) for selling different products to the customer.
• Provide excellent client service by attending to client queries ensuring all queries are responded to in a timely and professional manner and in keeping with established service standards.
• Support improvement of the relevant customer service/customer satisfaction outcomes for the portfolios.
• Greet and orient the clients in products and services of the bank.
• Execute relevant financial transactions for clients in line with service quality standards and bank policies and procedures.
• Ability to identify an acceptable level of lending risk in line with the bank's risk appetite statement and to maximize profit from that transaction.
• Accountable for maintaining high data quality standards by ensuring information captured in the bank's systems and documentation are correct and maintained in a timely manner.
• Understand access channels (i.e. Corporate Internet Banking, Phone Banking, etc.) to proactively educate clients on access options.
• Collaborate with peers in the bank to ensure effective support and service delivery.
• Provide support and information to accomplish individual and team sales goals.
• Generate internal and external reports for checks on prospect and existing customers.
• Perform any other business task requested by the line manager.

Frameworks Boundaries & Decision Making Authority:

• Propose and recommend decisions as per the approved authorization matrix.
• Functions within the framework and boundaries of Group policies as well as overall organizational and governance frameworks.

Qualifications:

Minimum Qualification:

• Bachelor's Degree in Business Administration, Finance, Banking, or a related major field of study is preferred.

Minimum Experience:

• 5 years relevant experience in Corporate, Commercial, or Business Banking with at least 3 years in similar positions of progressively increasing responsibilities in the support function.

Remote Work:

No

Employment Type:

Full-time

Key Skills:
Forecasting, Hyperion, Cost Management, Construction Estimating, QlikView, Bus Driving, Analysis Skills, HubSpot, Salesforce, Market Research, Negotiation, Financial Planning
Experience: years
Vacancy: 1