Financial Analyst / Finance Manager (FINTECH)

Job Title: Financial Analyst / Finance Manager (FINTECH)

Location: Dubai Headquarters (with travel across Sub-Saharan Africa)

Salary: Up to 30,000 USD per month

Company Overview

We are a fast-growing fintech (lending & payments) business with operating subsidiaries across multiple countries in Sub-Saharan Africa. Our mission is to provide responsible and innovative financial solutions to underserved markets, improving financial inclusion and empowering people. We seek a dynamic and experienced Chief Financial Officer to drive our financial strategy and operations across diverse regulatory, economic, and cultural environments.

Job Description:

We are seeking a detail-oriented and analytical Financial Analyst to join our dynamic finance team. In this role, you will be responsible for analyzing financial data, preparing financial forecasts, and supporting strategic decision-making to drive our consumer lending business' growth and financial health. You will play a key role in budgeting, financial planning, and identifying opportunities for financial optimization and risk reduction.

Key Responsibilities:

• Financial Analysis: Conduct detailed analysis of financial data to identify trends, forecast future performance, and provide actionable insights to management.
• Budgeting and Forecasting: Assist in the preparation of annual budgets and periodic financial forecasts, analyzing variances and suggesting corrective actions as needed.
• Investment Analysis: Evaluate investment opportunities, perform cost-benefit analyses, and provide recommendations to support the company’s growth strategies.
• Risk Management: Identify financial risks and opportunities, and contribute to the development of risk mitigation strategies.
• Reporting: Prepare regular financial reports, including monthly, quarterly, and annual reports, to keep management informed of the company’s financial status.
• Compliance: Ensure compliance with applicable laws, regulations, and financial standards, contributing to the maintenance of the company’s financial integrity.
• Process Improvement: Continuously seek to improve financial analysis and reporting processes, leveraging technology to enhance efficiency and accuracy.

Qualifications:

• Bachelor’s degree in Finance, Accounting, Economics, or a related field.
• 2+ years of experience in financial analysis, budgeting, and forecasting, preferably in the consumer lending or financial services sector.
• Strong understanding of financial statements, financial modeling techniques, and investment analysis.
• Proficiency in financial software and advanced Excel skills.
• Excellent analytical, problem-solving, and decision-making abilities.
• Strong attention to detail and accuracy.
• Excellent communication and interpersonal skills, with the ability to present complex financial information in an understandable manner.
• Ability to work independently and as part of a team in a fast-paced environment.

Preferred Skills:

• CPA, CFA, or other relevant financial certification is a plus.
• Experience with data analysis tools and ERP systems.
• Knowledge of the consumer lending industry and its regulatory environment.

What We Offer:

• Competitive salary and benefits package.
• Opportunities for professional growth and development.
• A dynamic and supportive work environment committed to diversity, equity, and inclusion.
• The chance to make a significant impact on the financial well-being of underserved communities.