Credit Analyst

Founded in 1992, ZOOMLION Heavy Industry Science & Technology Co., Ltd. is mainly engaged in developing and manufacturing major high-tech equipment in the areas of engineering industry and agricultural industry.

ZOOMLION is seeking a professional CREDIT ANALYST to determine our customers’ creditworthiness. You will analyze financial data to assess the likelihood of a borrower honoring their financial obligations and mitigate the risk.

DUTIES AND RESPONSIBILITIES:

1. Site Survey, visit customers (need to travel to other countries or cities), investigate customers' operation and project status, and write credit investigation reports;
2. Develop and maintain third-party financial channels, survey third-party policies, and guide Sales Department to effectively carry out financing business;
3. Overdue management, follow up overdue progress with the Sales Department every month, and effectively urge the Sales Department to collect; for customers who are overdue for a long time, it is necessary to send emails to collect and visit customers on the spot.
4. Maintain the relationship between our company and the law firm, visit the law firm regularly, and understand the legal knowledge;
5. Investigate the construction machinery market, survey the sales policies of competitors, and write reports regularly;
6. Communicate with the company's sales staff, participate in equipment sales business negotiations, and provide risk control suggestions.

REQUIREMENTS:

1. Economics, Financial, Accounting, Management and other majors, bachelor degree or above, master's and MBA is preferred;
2. More than 3 years working experience in financial institutions, construction machinery industry related experience is preferred;
3. Understand the operation process of risk control investigation;
4. Proficient in writing credit reports;
5. Have strong asset analysis ability, risk assessment ability, financial analysis ability and negotiation ability;
6. CFA, FRM, CPA and other qualifications are preferred;
7. Familiar with local legal environment and corporate rules and regulations.

Salary remuneration to be discussed after the selection process.

Join ZOOMLION in transforming the landscape of high-end equipment manufacturing and advance your career in a role that blends innovation with flexibility.

Know someone who might be interested? Kindly click EASY APPLY and attach your CV or send your CV to hr.zoomlionuae@gmail.com.