Officer - Retail Mortgage Servicing Sharjah
Job description
Responsibilities:
- Interviewing clients and assisting them with the completion of loan applications.
- Working closely with the underwriting department to determine conditions for loan approval.
- Screening and assessing new mortgage applications for loan eligibility.
- Ensuring that personal information such as income and expenditure are received and captured.
- Identifying potential risks that can lead to a default on the mortgage loan.
- Preparing contracts for mortgage loans and ensuring they are signed correctly.
- Preparing loan closing documents once a mortgage has been repaid.
- Working closely with real estate agents to increase the number of loans in the company’s loan portfolio.
- Ensuring compliance with mortgage loan regulations and privacy laws.
- Reporting to management on applications received, approved, and declined.