Credit Analyst (Emiratisation)

This role is designed to assess new credit applications and conduct annual reviews, ensuring sound credit decisions for our clients.

Key Responsibilities:

• Credit Assessment: Evaluate new credit applications by analyzing financial data, cash flows, and business performance.
• Annual Reviews: Conduct thorough reviews of existing credit portfolios to assess ongoing creditworthiness and identify potential risks.
• Proposal Preparation: Prepare comprehensive credit proposals and present findings to the Credit Committee for approval.
• Collaboration: Work closely with Relationship Managers to ensure accuracy and completeness in credit applications and reviews.
• Compliance: Ensure adherence to internal credit policies, regulatory standards, and risk management frameworks.
• Market Monitoring: Continuously monitor market trends and economic conditions to inform credit decisions.

Eligibility Criteria:

• Education: Bachelor’s degree in Finance, Accounting, Economics, or a related discipline.
• Experience: 5+ years as a Credit Analyst in the banking sector, focusing on credit assessments and annual reviews.
• Financial Analysis: Strong skills in analyzing financial statements and cash flows.
• Regulatory Knowledge: Familiarity with UAE banking regulations and credit policies is highly desirable.
• Attention to Detail: Exceptional attention to detail with strong problem-solving and decision-making skills.
• Communication Skills: Effective communication and presentation skills to clearly convey credit recommendations to stakeholders.

If you have a robust background in credit analysis and are eager to advance your career, we want to hear from you!