Health Insurance Underwriter

Responsibilities

1. Reviewing all new applications and inserting specific information (e.g., income, expenses, and health details) from those applications into underwriting software.
2. Assessing each applicant’s medical history and establishing if they have any preexisting conditions.
3. Analyzing the recommendations provided by the software for each application.
4. Deciding whether to approve applications.
5. If an application is approved, determining the extent of the coverage and calculating the premium based on the applicant’s risk assessment.