Credit Underwriter

Abu Dhabi Islamic Bank - Egypt

Sharjah

AED 50,000 - 200,000

Job description

Analyze Bank Statements to assess their genuineness, continuity, business turnovers, cheque returns, average balances, and to observe if there is any chance of artificial fabrication of such statements.
Analyze applicant’s financial statements and comment on findings (where required).
Check customer’s status through de-dupes/CBRB.
Meet the minimum daily targets assigned by management while maintaining the lowest level of errors as measured by the scorecard.
Escalate cases requiring higher DP with full analysis and recommendations to facilitate decision making.
Demonstrate full and up-to-date knowledge of ADIB’s products, policies, and procedures.
Proactively and continually make and recommend system changes and enhancements, ensuring that all procedures and policies are implemented and followed in compliance with the organization.
Demonstrate full team spirit and a positive attitude.
Perform any other responsibilities entrusted by ADIB Management from time to time and any other task assigned by Management.
Meet productivity standards; complete work in a timely manner; strive to increase productivity.
Identify and suggest changes to enhance and improve Home Finance underwriting processes and increase productivity.
Ensure optimum results are achieved while maintaining productivity standards.
Support the unit in finnone system implementation, raise all issues until resolved, ensure that all policy parameters are captured through the system, and highlight any issues/system bugs.