Understand the clients' requirements and assess, discuss, and agree on a deal's desirability in coordination with products and related partners to ensure business requirements.
Develop account plans in order to swiftly follow up on identified business opportunities and provide regular updates related to pipeline & accounts development.
Provide inputs to the Unit Head on customer needs and trends in the market which are commercially viable in order to enable product enhancement thus catering to customer needs.
Relationship Management
Build and maintain effective relationships with customers and manage their accounts under the guidance and support of the Unit Head in order to ensure business continuity and to help customers make the right decisions with their accounts and explain the financial services on offer to them.
Act as the main point of contact for all clients in the portfolio in order to ensure appropriate servicing and effective resolution of issues.
Develop a close working relationship with all product partners in order to contribute to cross-selling opportunities.
Prepare and execute a call program to evaluate risks, assess opportunities, and maximize potential to cross-sell products in order to ensure that the bank's relationship strategy is in line with the portfolio and industry quality.
Portfolio Management
Hold regular meetings with portfolio clients and maintain ongoing dialogue with them to discuss their financial needs and introduce products and services in order to maximize portfolio revenues and ensure that they are aware of all products/services relevant to their situation and credit analysis.
Keep up to date on all the services and products the customers are utilizing from the bank and address requests raised across any department of the bank in order to ensure awareness of the customer.
Ensure all regulatory audit and compliance issues are in place and all the internal controls are in order to maintain the highest standards of operational efficiency, minimize operational losses, and reduce the number of near misses.
Internal Collaboration
Develop relationships and coordinate with other departments to meet client service expectations.
Engage with stakeholders including Operations, Technology, Branches, Legal, and Risk to deliver a timely and effective level of client experience to our clients.
Self-Management Responsibilities
Define performance goals at the start of the year in discussion with the reporting manager and ensure that the goals are achieved during the course of the year.
Identify the training and development requirements for self and agree on them with the reporting manager to ensure that the required training is arranged and attended.
Strive to achieve the highest levels of proficiency on all competencies and skills required to perform the role.
Keep abreast of professional developments, new techniques, and current issues through continued education and professional growth.
Qualifications:
Minimum of 5 years of relevant experience in retail customer relationship management
Bachelor's Degree in Business Administration, Finance, Banking, or a related major field of study