2025, Transaction Banking, Full Time Graduate Analyst, Dubai, UAE (UAE Nationals preferred)

We are looking for full-time analysts to join the transactional banking business, Treasury and Trade Solutions (TTS) in Dubai. TTS works with multinational corporations, commercial banking clients, financial institutions and public sector organisations to streamline their Treasury organisation through transactional efficiencies.

Are you ready to bring your knowledge from the classroom to the boardroom? Citi wants to help you get there! Our programs equip you with the knowledge and training you need to play a valuable role on your team and establish a long-term career here. At Citi, we value internal mobility, and career growth is not a question of “if”, but “when”.

What is TTS and how do we help our clients?

TTS provides a wide array of transactional banking services primarily aimed at the “Short-Term” and Working Capital sections of the client’s balance sheet. With the industry's most comprehensive suite of digitally enabled platforms, tools and analytics, TTS leads the way in delivering innovative and tailored solutions to clients.

Our business is divided into two core segments - Cash Management and Trade:

Cash Management focuses on Payments and Receivables, Liquidity Management Services, Platform and Data Services and Commercial Cards.

• Payments – Allowing clients to initiate payments securely and efficiently whether domestic or cross border.
• Receivables – Clients funds collected, allowing them to better support sales initiatives and drive top line growth.
• Liquidity Management Services – Allowing clients to optimise their excess liquidity, manage risk and minimise debt.
• Platform and Data Services – Our award-winning banking platform, CitiDirect provides Treasurers with access to Citi’s global cash management and trade solutions suite.
• Commercial Cards – With issuance capabilities in over 100 countries, Citi is a leading commercial card provider.

Our Global Trade solutions network facilitates trade flows to enable growth and progress for our clients, it consists of the below primary products:

• Working Capital Finance – offers global buyers and suppliers’ opportunities to help expand liquidity through Supplier Finance, Dynamic Discounting and other payment options.
• Export Agency Financing – collaborating with export credit agencies to expand in higher risk markets and deliver short-term structured financing.
• Trade Finance – includes Trade Loans to add value throughout transaction lifecycle.
• Trade Services – offers traditional services such as Letters of Credit for exporters, importers and financial institutions.
• Commodity Trade Finance – supporting clients end-to-end commodity flows.

If none of these terms make sense right now, that’s OK! Our analyst program is designed to help you increase your knowledge and provide you with a pan-TTS experience! So whatever your degree is in we will give you the training and the support you need to succeed.

We’re committed to teaching you the ropes.

Here at Citi, rotational programs are intended to help you build a broad skillset and accelerate your career growth by gaining exposure across our business. The 2 ¼ year analyst program starts at the end of the Summer and begins with a TTS specific training program.

You will then rotate across four different departments, where you will have hands-on experience working across TTS. Rotations usually provide product management, sales, technical and client-facing experience – allowing you to build a strong professional global network at Citi. In line with Citi’s global hybrid working policy, successful candidates will be required to be present in the office at least 3 days a week.

Your time here will look something like this...

• Supporting the team in identifying and executing complex cash management and trade structures to our clients.
• Building client-facing pitch-books and proposals.
• Analysing transaction flows of the world's largest financial institutions.
• Be a part of the front end of technological development for the financial transaction space.
• Work and support more than 50 different countries across the UK, Middle East and Africa to deliver the best solutions to our clients.
• Assisting with projects aimed to help our clients facilitate international trade and projects through Trade Finance solutions.
• Helping to analyse client financial and supply chain information to drive working capital enhancements through Supply Chain Finance and Commercial Cards.
• Being able to own important projects and reports that drive Management’s tactical and strategic decision making.
• The supportive environment facilitates on the job learning, guided by buddies, managers and mentors.
• The program puts highly motivated analysts onto the next phase of their careers into Associate roles, preparing for long term success - helping you advance your career within the bank.

We want to hear from you if...

• You will have or will be graduating by 2025.
• Obtained or on course to achieve a 3.0 GPA out of 4.0 (or equivalent) at undergraduate level in any degree discipline.
• Keen interest in a career in financial services.

Who we think will be a great fit...

We’re looking for motivated individuals, who are eager to start their careers at a global organization, tend to think globally, and have an innovative outlook on business. We know that anyone, not just those with business degrees can have a knack for business, so we’re open to all disciplines and candidates with diverse work experience. We value diversity and so do you. We’ll also be looking for the following:

• Excellent interpersonal skills to deal internally and externally with clients.
• Strong analytical and presentation skills.
• Desire to develop a deep understanding of the financial industry.
• Intellectual curiosity and proactive approach to searching for new and creative ideas.
• Articulate, strong communication, planning, and organisational skills.
• Strong desire to learn and build rapport and relationships in team environments.
• Unquestioned commitment to integrity and ethical decision-making.

We review applications on a rolling basis and therefore encourage you to apply as soon as possible.

Job Family Group: Product Management and Development

Job Family: Market Segments and Services

Time Type: Full time

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities.